The Basics of Kia Sonet Car Insurance
The crossover SUV segment in India is experiencing a marked increase in demand, with people looking for the combined features of an SUV and a car in one vehicle. Most major automobile players have identified this trend and started offering different variants in the sub-compact crossover SUV vehicles segment. Launched in 2020, Kia Sonet, the sub-compact crossover SUV by Kia Motors, has made its mark in this segment due to its comprehensive safety features, among other aspects.
Driving a car is slowly becoming a necessity in India. After buying a home, owning a car is probably the second-most-expensive purchase for most of us. With people increasingly buying cars and manufacturers making affordable four-wheelers available in recent years, the number of cars on the roads has increased. This has led to various risks resulting in accidents and mishaps. Hence, it is important to buy a four-wheeler insurance policy for your beloved vehicle. There are many types of car insurance policies available like third-party insurance, own-damage car insurance, and comprehensive insurance. To get the best coverage for your Sonet, you can opt for a Kia Sonet Insurance plan that offers complete protection, including third-party liability cover and own damage protection.
About Kia Sonet
The Kia Sonet is a five-seater sub-compact SUV by Kia Motors using the winning combination of its popular offering – the Seltos. Kia Sonet offers many options to car buyers, including three engine types and different types of gearboxes across different price ranges. It has gained popularity due to its near-perfect balance between performance and features in the segment. It is available in ten different colours, including Beige Gold With Aurora Black Pearl, Glacier White Pearl, Steel Silver, Beige Gold, Intense Red, Intelligence Blue, Aurora Black Pearl, Glacier White Pearl With Aurora Black Pearl, Gravity Gray, Intense Red With Aurora Black Pearl. The average ex-showroom price of the Kia Sonet ranges between ₹7.49 lakh and ₹13.39 lakh.
Do You Need Kia Sonet Car Insurance?
While the Kia Sonet is packed with a range of safety features like Front (Drive & Passenger) ABS w/ EBD, Rear parking sensors, Airbags, Side Airbags, Emergency stop signal, and Highline Tyre Pressure Monitoring System, accidents cannot be completely avoided when on the road. Such accidents can cause damage to your Sonet or a third-party property or person. In such events, the costs of repair or treatment can burn a hole in your pocket. Also, if a third party person gets injured or dies, then the compensation amount can cause a huge financial burden.
When you buy insurance for Kia Sonet, you get coverage from most such third-party liabilities due to an accident involving your car and protection for damages to the insured car. Further, you get coverage for total loss too that can occur if the car gets stolen or damaged beyond repair.
What is the Cost of Kia Sonet Insurance?
The premium of Kia Sonet Car Insurance depends on a range of factors, like the variant you have purchased (diesel/petrol), the age of the car, your location, third-party/comprehensive policy, deductibles, add-on covers, and claim history.
How Can I Reduce My Kia Sonet Car Insurance Price?
When you buy car insurance, you need to choose the Insured Declared Value or IDV and a voluntary deductible. These two factors allow you to reduce the premium of your policy by altering the sum assured.
If you choose a higher IDV, you will get a higher sum assured, but the premium will also increase. On the other hand, if you choose a higher voluntary deductible, then the premium will reduce, but the claim settlement amount will be reduced too. Further, you must choose add-on covers based on your needs since every add-on increases the premium amount.
The Kia Sonet is a car owner’s dream with features like semi-leatherette seats, electrically-adjustable outside mirrors, muscular front and rear skid plates, heartbeat tail lamps, and many others. Buying a comprehensive Kia Sonet car insurance policy can help you get maximum protection for the car. Before you buy a policy, make sure that you look at the options available to you, compare providers and plans, and choose add-ons and deductibles carefully. Also, go through the inclusions and exclusions of the policy before signing the dotted line. Good Luck!